Global Hidden Gems Portfolio Rules – Terms of Use & Conditions of Sale

Welcome to Global Hidden Gems Portfolio! We hope you'll enjoy being a part of our community to receive monthly subscription investment newsletters and global screeners and whatever else we come up with (each a “Service,” and collectively, the "Services"). But first things first: By using the Services, you're agreeing to be bound by these Terms and Conditions (“Terms and Conditions” or “Terms”) INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 10. These Terms govern your use and access to the website and all our Services. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of Global Hidden Gems Portfolio means that you accept any new or modified terms and conditions. So please check back here from time to time. Some Services are works in progress. We reserve the right to change or even eliminate them with no notice, at our sole discretion.

1. Registration

Except as expressly provided in these Terms and Conditions, members may only maintain one active registration with Global Hidden Gems Portfolio. In other words, it's one registration per person. Any other use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse, or otherwise trick us or our members, is a breach of these Terms and Conditions. If you subscribe to one of our Premium Services (PRO and Platinum Subscriptions), you will be asked to create a password, which you'll need to access the Service. As a registered user, you can update your account settings and change your password.

2. Premium Services

When subscribing to a Premium Service, being either PRO and/or Platinum subscriber, you will need to provide us with your name, email address, and billing and shipping addresses, as well as your credit card information. You agree to pay the applicable subscription fee as set forth on this site. Sales taxes may be charged in addition to the subscription fee. BY PLACING YOUR ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE UNLESS YOU CANCEL.You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, we reserve the right to cancel your subscription. We reserve the right to refuse or discontinue the supply of a Service to any user at any time at our sole discretion. Unless stated otherwise, membership to any Service is for online and/or electronic access only. Our Services generally deliver contents via email including trade alerts or recommendations, recent actionable investing guidance in our monthly investment researches and global screeners. There is no opt-out choice available for these emails (unless you cancel your subscription).

Trial Terms, Automatic Billing and Cancellation Policy

Some Services may provide a free trial or introductory offer. If such an offer is provided, only one per person or household is allowed at any given point in time. In addition, there is a limit of one trial per person and household in any given six-month period unless otherwise stated in the offer. Upon signing up for a free trial, you will have access to the Service for the promotional trial period (currently 12 days). If you cancel prior to the end of the promotional offer period, your credit card will not be charged. If you don't cancel your subscription within the trial offer period, we will charge the primary credit card you provided during the sign-up process. You may contact Member Support at membersupport@ghginvest.com to terminate your trial enrollment. Your membership will automatically renew at the then-current rate until you notify us of your decision to terminate your membership. The subscriptions will renew for one-year terms, regardless of the offer under which that subscription started. If you would like to turn off automatic renewal or extend your subscription for additional years, please contact Member Support. BY ALLOWING FOR YOUR RENEWAL, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE. Accordingly, you agree that your membership fee or subscription will be billed automatically at the beginning of each renewal period at the then-current rate (plus sales tax, if applicable) to the credit card you used in your most recent transaction with us. If you provided more than one card, the first card on file will be used. Global Hidden Gems Portfolio reserves the right to increase a Service's fees or institute new charges upon reasonable notice.

Refunds

WE DO NOT OFFER REFUNDS. Some promotions and offers have different refund policies (including some that offer no refunds and/or trial period). Please review the specific terms of your offer before signing up as you are agreeing to be bound those terms. If you are unsure of your cancellation rights, please contact Member Support. Please note that the trial period is only available to first-time Platinum membership with no discount code. If you subscribe to our premium services and cancel within a trial period, then subscribe again, you will not have trial periods again. From time to time, Global Hidden Gems Portfolio offers its premium services through third-party vendors. In such cases, the vendor’s refund policy would apply and may differ from your Service (or specific offer).

Transfer; Discontinuing a Service

You cannot transfer your subscription to someone else, except through bequeathment or by a court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and conditions. For assistance in this situation, please contact Member Services. In the event that we discontinue a Service, you agree that Global Hidden Gems Portfolio may transfer your subscription to another Service of equal or greater value.

3. Additional and Third-Party Terms of Use

Please note that certain individual Services or products may have their own, or additional, terms and conditions. In the event of a conflict, the terms for the individual Service will control with respect to the Service in question. So please be sure to review any additional terms and conditions with respect to any specific Service before subscribing. Some portions of our site use Google Maps APIs, or other Google APIs. If you use those parts of our site, you are also bound by the Google Terms of Service. If you do not wish to be bound by these terms, or any of the terms contained within these Rules, please do not use our site.

4. Intellectual Property

All of the Content on our websites and any Service we provide is protected by U.S. and international copyright laws and is the property of Global Hidden Gems Portfolio and/or providers of the content under license. By "Content" we mean any information, mode of expression, or other materials and services found on Global Hidden Gems Portfolio. This includes message boards, blogs, ratings, podcasts, chats, software, our writings, graphics, videos, and any and all other features. You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: "Copyright [or whatever the current year is] Global Hidden Gems Portfolio. All rights reserved." Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without Global Hidden Gems Portfolio’s prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication. You also may not republish, post, transmit, or distribute the Content to other online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content, including monthly global screening materials and monthly investment reports, for use on another website or service. In short, you may not post our Content anywhere else online. Aside from opening yourself up to liability, distributing our premium Services, stock picks, and performance data to other sites and forums is unfair to our members who pay good money to receive our Content. So please don't do it.

5. Conduct

Accordingly, you agree to use the Global Hidden Gems Portfolio for lawful purposes only. You may not use or allow others to use your Global Hidden Gems Portfolio membership to: • Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges (especially and including the rule against making false or misleading statements to manipulate the price of any security); • Post or transmit any file that contains viruses, corrupted files, "Trojan Horses," or any other contaminating or destructive features that may damage someone's computer; • Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites; • Use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our sites; • Take any action that imposes an unreasonable or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services; and • Take any action that damages or disrupts the functioning of our systems or Services. Unauthorized access of our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites. Global Hidden Gems Portfolio may at any time, without prior notice and at our sole discretion, terminate any membership, or take any action for violating the above (and, if we may say so, sensible) provisions or otherwise taking an action disruptive to a Service. You are responsible for statements made and actions are taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data. If you see something that you feel is a violation of the Global Hidden Gems Portfolio, please notify us by emailing membersupport@ghginvest.com.

6. No Personalized Advice

We want to help you make money in the long run. However, Global Hidden Gems Portfolio is not in the business of rendering personalized investment advice. We can't know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. Accordingly, you agree that any recommendation or action taken by Global Hidden Gems Portfolio does not constitute a recommendation that particular security, strategy, or action is suitable for you. If you want personal advice, then you should seek a registered investment advisor. Global Hidden Gems Portfolio may partner with third parties in order to make buying our Services' recommendations easier for you. We will not, and cannot, trade on your behalf at your brokerage. Only you can decide whether or not a stock is right for you and you agree to be liable for any trades you initiate at your brokerage using tools that we or our partners provide. By using our Service, you agree that Global Hidden Gems Portfolio, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based upon reliance on any information we publish (including all global screening data and investment newsletters). Please remember that past results are not necessarily indicative of future performance. The Service bases its recommendations and forecasts on techniques, information and sources believed to be reliable in the past and cannot guarantee future accuracy and results. Global Hidden Gems Portfolio will not be liable for any investment decision you make, or action you take based upon reliance of any material you read in our global screens and investment newsletters. Under no circumstances will Global Hidden Gems Portfolio, its employees, or its agents be liable for direct, indirect, incidental, or any other type of damages resulting from your use or downloading of any material on our sites, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by things beyond our control in creating or delivering our Services.

7. You Bear Responsibility for Your Financial and Investment Decisions

One of the principal tenets here at Global Hidden Gems Portfolio is that the best person to handle your finances is you. By your use of our Services, you're agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Global Hidden Gems Portfolio, its directors, its employees, and its owners will not be liable for any investment decision made or action was taken by you and others based on news, information, opinion, or any other material published through our Services.

8. Disclaimer of Warranties and Liabilities

Global Hidden Gems Portfolio does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. And although we have the hardest-working, most talented human resource in the business, Global Hidden Gems Portfolio makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we're not making any promises or warranties except that we'll do our best to provide interesting and helpful information, education, and entertainment. Other than that, we reserve the right to be wrong and stupid. Now what does all this mean? It means that you agree that under no circumstances will Global Hidden Gems Portfolio, its employees, or its agents be liable for direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use, purchase, or downloading of any material on our Websites, or arising from or related to these Terms or the Privacy Policy, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services. We rely on various sources of information that we believe to be accurate and reliable. But we can't and won't take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember: All information and content provided on or by Global Hidden Gems is to be used on an "as is, with all faults, we're not perfect" basis.

Obligatory Capitalized Disclaimers of Liability:

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE WEBSITE AND PRODUCTS AND SERVICES CONTAINED AND OFFERED ON THE WEBSITE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. NEITHER GLOBAL HIDDEN GEMS PORTFOLIO NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS OR THAT AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.

9. Communication

If you do not provide us with accurate information or keep your account current, we cannot be held liable if we fail to notify you any changes and/or current events if occurred. We only provide notification on electronic format (either by email or by posting on the website)

10. Your Agreement to These Terms

You acknowledge and agree that by agreeing to these Terms electronically you are expressly agreeing to the terms set forth herein. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by these Terms and Conditions. These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and Global Hidden Gems and govern your use of our sites.